.claim-hero {
    position: relative;
    background: linear-gradient(135deg, #0b2c5c, #123f7a);
    color: #fff;
    text-align: center;
    padding: 120px 20px 90px;
    overflow: hidden;
}

.claim-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at top left, rgba(255, 255, 255, 0.12), transparent 40%);
}

.claim-hero-content {
    position: relative;
    z-index: 2;
    max-width: 900px;
    margin: 0 auto;
}

.claim-hero h1 {
    font-size: 42px;
    margin-bottom: 12px;
    letter-spacing: 0.5px;
}

.claim-hero p {
    font-size: 17px;
    line-height: 1.8;
    max-width: 820px;
    margin: 0 auto;
    color: rgba(255, 255, 255, 0.92);
}

.claim-line {
    width: 80px;
    height: 4px;
    background: #f2b705;
    margin: 18px auto 24px;
    border-radius: 10px;
}

.claim-page {
    background: #f5f7fb;
    padding: 70px 20px;
}

.claim-container {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 0.9fr 1.6fr;
    gap: 32px;
    align-items: start;
}

.claim-info,
.claim-form-section {
    background: #ffffff;
    border-radius: 16px;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.08);
}

.claim-info {
    padding: 30px 26px;
    position: sticky;
    top: 110px;
}

.claim-form-section {
    padding: 34px 30px;
}

.claim-info h2,
.claim-form-section h2 {
    font-size: 30px;
    color: #0b2c5c;
    margin-bottom: 14px;
}

.provider-box {
    background: #f7f9fc;
    border: 1px solid #e4ebf3;
    border-radius: 12px;
    padding: 20px;
    margin-bottom: 25px;
}

.provider-box p {
    margin-bottom: 10px;
    color: #4a4a4a;
    line-height: 1.7;
}

.claim-types {
    display: grid;
    gap: 16px;
    margin-bottom: 22px;
}

.claim-card {
    background: #f7f9fc;
    border-left: 4px solid #f2b705;
    padding: 18px;
    border-radius: 10px;
}

.claim-card h3 {
    font-size: 18px;
    color: #0b2c5c;
    margin-bottom: 10px;
}

.claim-card p {
    color: #555;
    line-height: 1.7;
}

.claim-note,
.claim-warning {
    background: #eef6ff;
    border-left: 4px solid #0099ff;
    padding: 18px 20px;
    border-radius: 10px;
    color: #35506c;
    line-height: 1.8;
}

.claim-warning {
    margin-top: 24px;
}

.form-intro {
    color: #555;
    line-height: 1.8;
    margin-bottom: 22px;
}

.claim-form .form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group.full {
    grid-column: 1 / -1;
}

.form-group label {
    font-weight: 600;
    color: #0b2c5c;
    margin-bottom: 8px;
    font-size: 15px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 13px 14px;
    border: 1px solid #d7dfe9;
    border-radius: 10px;
    font-size: 15px;
    outline: none;
    transition: 0.3s ease;
    background: #fff;
    color: #333;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: #0b2c5c;
    box-shadow: 0 0 0 3px rgba(11, 44, 92, 0.08);
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.check-label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-weight: 400 !important;
    color: #4a4a4a !important;
    line-height: 1.7;
}

.check-label input {
    width: auto;
    margin-top: 4px;
}

.check-label a {
    color: #0b2c5c;
    font-weight: 600;
    text-decoration: none;
}

.check-label a:hover {
    text-decoration: underline;
}

.form-actions {
    display: flex;
    gap: 14px;
    margin-top: 24px;
    flex-wrap: wrap;
}

.btn-primary,
.btn-secondary {
    display: inline-block;
    padding: 14px 24px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 15px;
    text-decoration: none;
    cursor: pointer;
    transition: 0.3s ease;
    border: none;
}

.btn-primary {
    background: #f2b705;
    color: #0b2c5c;
}

.btn-primary:hover {
    background: #ffd54a;
    transform: translateY(-3px);
}

.btn-secondary {
    background: #0b2c5c;
    color: #fff;
}

.btn-secondary:hover {
    background: #14498f;
    transform: translateY(-3px);
}

.footer-col ul {
    padding-left: 0;
}

@media (max-width: 950px) {
    .claim-container {
        grid-template-columns: 1fr;
    }

    .claim-info {
        position: static;
    }

    .claim-hero h1 {
        font-size: 34px;
    }
}

@media (max-width: 700px) {
    .claim-form .form-grid {
        grid-template-columns: 1fr;
    }

    .claim-hero {
        padding: 100px 18px 75px;
    }

    .claim-hero h1 {
        font-size: 28px;
    }

    .claim-info,
    .claim-form-section {
        padding: 24px 20px;
    }

    .claim-info h2,
    .claim-form-section h2 {
        font-size: 25px;
    }

    .form-actions button {
        width: 100%;
    }
}